Terms of Use

Terms of Use

TABLE OF CONTENTS

1. Acceptance of the Terms of Use

2. Changes to the Terms of Use

3. Website Access and Account Security

4. Intellectual Property Policy

5. Copyright Complaints

6. About the Service

7. Use of Service

8. User Contribution

9. Monitoring, Enforcement, and Termination

10. Content Standards

11. Payments and Transactions

12. Hyperlinks

13. Advertisements and Promotions

14. Disclaimer of Warranties

15. Limitation of Liability

16. Indemnification

17. Governing Law and Jurisdiction

18. Dispute Resolution

19. Waiver and Severability

20. Entire Agreement

TERMS OF USE

Terms of Use Summary

The Terms of Use Summary is not a contract. It is simply a handy reference for understanding the full Terms of Use.

1. Acceptance of the Terms of Use

Advisehub to AdviseHub ("AdviseHub", "Website", "Company", "we" or "us"). The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, "Terms of Use"), govern your access to and use of AdviseHub, including any content, functionality and services offered on or through AdviseHub (the "Website"), whether as a guest or a registered user. "User" means any one who visits the AdviseHub website to browse, post, connect with Experts, or otherwise use the website. "Expert" means an individual, organization, or any other recognized entity that registers as an Expert on the Website.


Please read the Terms of Use carefully before you start to use the Website. By clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, found at http://www.advisehub.com/PrivacyPolicy, incorporated herein by reference. You also are warranting that you are at least 13 years old. If you do not want to agree to these Terms of Use or the Privacy Policy, you must not access or use the Website.

Essentially, this agreement is between you and AdviseHub. Make sure you read the terms!

2. Changes to the Terms of Use

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access and use of the Website thereafter.


Your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page each time you access this Website so you are aware of any changes, as they are binding on you.

Essentially, by using AdviseHub you agree to any changes in the Terms of Use.

3. Website Access and Account Security

Although this Site may be accessible worldwide, those who choose to access this site from outside the United States do so on their own initiative and are responsible for compliance with local laws. In addition, this Site and the services provided under this agreement may be subject to United States export control regulations or the export control regulations of other countries. You agree to comply strictly with all export control laws, and assume sole responsibility for obtaining licenses to export or re-export as required. You represent and warrant that (i) you are not located in a country that is subject to a U.S. government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country, and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.


We reserve the right to withdraw or amend this Website, and any service or material we provide on the Website, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users, including registered users.


To access the Website or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of the Website that all the information you provide on the Website is correct, current and complete. You agree that all information you provide to register with this Website or otherwise, including but not limited to through the use of any interactive features on the Website, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.


If you choose, or are provided with, a user name, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this Website or portions of it using your user name, password or other security information. You agree to notify us immediately of any unauthorized access to or use of your user name or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session.


We have the right to disable any user name, password or other identifier, whether chosen by you or provided by us, at any time if we suspect you have violated any provision of these Terms of Use.

Essentially, we don't guarantee the site or it's content will stay up. Also, we can deny you access.

4. Intellectual Property Policy

The Website and its entire contents, features and functionality are owned by the Company, its licensors or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.


These Terms of Use permit you to use the Website for your personal, non-commercial use, unless otherwise authorized by AdviseHub. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on our Website, except as follows:


● Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.

● You may store files that are automatically cached by your Web browser for display enhancement purposes.

● You may print or download one copy of a reasonable number of pages of the Website for your own personal, non-commercial use and not for further reproduction, publication or distribution.

● If we provide desktop, mobile or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications.

If you print, copy, modify, download or otherwise use or provide any other person with access to any part of the Website in breach of the Terms of Use, your right to use the Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title or interest in or to the Website or any content on the Website is transferred to you, and all rights not expressly granted are reserved by the Company. Any use of the Website not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark and other laws.


AdviseHub and all related names, logos, product and service names, designs and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs and slogans on this Website are the trademarks of their respective owners.

Essentially, you may not copy others' work or violate their intellectual property rights when using AdviseHub. Also, the site is generally for non-commercial use.

5. Copyright Complaints

To notify AdviseHub of a possible Infringement you must submit your notice in writing to the attention of "Copyright Infringement" care of legal@advisehub.com and include in your notice a detailed description of the alleged Infringement sufficient to enable AdviseHub to make a reasonable determination. Please note that you may be held accountable for damages (including costs and attorneys' fees) for misrepresenting that any Content is infringing your copyright.


If we remove or disable access to Content in response to a notice of Infringement, we will make reasonable attempts to contact the user who submitted the affected Content. If you feel that your Content is not infringing, you may provide AdviseHub with a counter notice in writing to the attention of "Copyright Infringement Counter Notification" at legal@AdviseHub.com. You must include in your counter notice sufficient information to enable AdviseHub to make a reasonable determination. Please note that you may be held accountable for damages (including costs and attorneys' fees) if you materially misrepresent that your Content is not infringing the copyrights of others.

AdviseHub respects intellectual property rights. Please contact us at legal@AdviseHub.com if anything seems wrong.

6. About the Service

6.1 AdviseHub is not a law firm nor a attorney referral service

AdviseHub is not a law firm, and the employees of AdviseHub are not acting as your attorney. AdviseHub does not practice law and does not give legal advice. An attorney-client relationship may be formed if you personally engage Expert attorneys you met through the use of the Website, but by using AdviseHub, no attorney-client relationship will be created between you and AdviseHub. AdviseHub does not make any representations or warranties regarding the advice you receive from an Expert. AdviseHub is merely assisting you in finding the appropriate help for your legal and financial matters. The Website is not a substitute for the advice of an attorney.


Furthermore, the legal information on the Website is not legal advice and is not guaranteed to be correct, complete or up-to-date. Because the law changes rapidly, AdviseHub cannot guarantee that all the information on the Website is completely current. The law is different from jurisdiction to jurisdiction, and is also subject to interpretation by different courts. Therefore, if your specific problem is too complex to be addressed by our tools, you should consult a licensed attorney in your area.


AdviseHub provides a platform the help you find legal information and help. Attorneys using the Services are not endorsed or approved by AdviseHub. Before hiring a attorney, everyone should carefully consider the attorney's knowledge and experience and obtain an engagement letter detailing the terms and conditions of the representation, including all fees, expenses and other obligations.


6.2 AdviseHub is not a tax adviser

AdviseHub does not advise on any personal income tax requirements or issues. A relationship may be formed if you personally engage a tax adviser you met through the use of the Website, but use of any information from the Website or any other website referred to is for general information only and does not represent personal tax advice either express or implied. AdviseHub does not make any representations or warranties regarding the advice you receive from an Expert.


6.3 AdviseHub is not a wealth adviser

The material provided in this Website is for information purposes only and should not be used or construed as an indicator of future performance, an offer to sell, or a solicitation of an offer to buy nor recommend any security. A relationship may be formed if you personally engage a wealth adviser you met through the use of the Website, but use of any information from the Website or any other website referred to is for general information only and does not represent personal wealth advice either express or implied. AdviseHub does not make any representations or warranties regarding the advice you receive from an Expert.

Essentially, we don't offer advice, or recommend or endorse advice professionals. We just provide a platform for others to seek and offer opinions and services.

7. Use of Service

You may use the Website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website:


● In any way that violates any applicable federal, state, local or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).


● For the purpose of exploiting, harming or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information or otherwise.


● To transmit, or procure the sending of, any advertising or promotional material [without our prior written consent], including any "junk mail", "chain letter" or "spam" or any other similar solicitation.


● To impersonate or attempt to impersonate the Company, a Company employee, another user or any other person or entity (including, without limitation, by using e-mail addresses [or screen names] associated with any of the foregoing).


● To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which, as determined by us, may harm the Company or users of the Website or expose them to liability.


Additionally, you agree not to:


● Use any robot, spider or other automatic device, process or means to access the Website for any purpose, including monitoring or copying any of the material on the Website.


● Use any manual process to monitor or copy any of the material on the Website or for any other unauthorized purpose without our prior written consent.


● Use any device, software or routine that interferes with the proper working of the Website.


● Attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer or database connected to the Website.

Essentially, you promise to be a respectful member of the AdviseHub community and to follow the rules.

8. User Contribution

Any User Contribution you post to the site will be considered non-confidential and nonproprietary. By providing any User Contribution on the Website, you grant us and our licensees successors and assigns the right to use, reproduce, modify, perform, display, distribute and otherwise disclose to third parties any such material.


You represent and warrant that:

● You own or control all rights in and to the User Contributions and have the right to grant the license granted above to us and [our affiliates and service providers, and each of their and] our [respective] licensees, successors and assigns.


● All of your User Contributions do and will comply with these Terms of Use.


You understand and acknowledge that you are responsible for any User Contributions you submit or contribute, and you, not the Company, have fully responsibility for such content, including its legality, reliability, accuracy and appropriateness.


If you want to publish images of someone other than yourself, you must get permission from the individuals portrayed in the images before publishing. Do not upload any images that are confidential or proprietary. We assume no liability with respect to the disclosure or use of confidential or proprietary information uploaded to our Site


We are not responsible, or liable to any third party, for the content or accuracy of any User Contributions posted by you or any other user of the Website.

Essentially, you grant us a license to content you contribute, and you can only contribute content that complies with the Terms of Use and governing law.

9. Monitoring, Enforcement, and Termination

We have the right to:

● Take any action against Users or Experts with respect to any User Contribution that we deem necessary or appropriate in our sole discretion, including if we believe that such User Contribution violates the Terms of Use, infringes any intellectual property right or other right of any person or entity, threatens the personal safety of users of the Website or the public or could create liability for the Company.


● Disclose your identity or other information about you to any third party who claims that material posted by you violates their rights, including their intellectual property rights or their right to privacy.


● Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Website.

● Terminate or suspend User or Expert access to all or part of the Website for any violation of these Terms of Use, without permission. AdviseHub may terminate access to Experts for any reason, including without limitation poor reviews or changes in professional standing.


YOU WAIVE AND HOLD HARMLESS THE COMPANY FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN AS A RESULT OF ITS INVESTIGATIONS AND FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY LAW ENFORCEMENT AUTHORITIES.


We cannot review material before it is posted on the Website, and cannot ensure prompt removal of objectionable material after it has been posted. Accordingly, we assume no liability for any action or inaction regarding transmissions, communications or content provided by any user or third party. We have no liability or responsibility to anyone for performance or nonperformance of the activities described in this section.

Essentially, if we see something that we don't like, we can moderate it and take action as necessary.

10. Content Standards

User Contributions must in their entirety comply with all applicable federal, state, local and international laws and regulations. Without limiting the foregoing, User Contributions must not:


● Contain any material which is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory or otherwise objectionable.


● Promote sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation or age.


● Infringe any patent, trademark, trade secret, copyright or other intellectual property or other rights of any other person.


● Violate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Terms of Use and our Privacy Policy.


● Be likely to deceive any person.


● Promote any illegal activity, or advocate, promote or assist any unlawful act.


● Cause annoyance, inconvenience or needless anxiety or be likely to upset, embarrass, alarm or annoy any other person.


● Impersonate any person, or misrepresent your identity or affiliation with any person or organization.


● Involve commercial activities or sales, such as contests, sweepstakes and other sales promotions, barter or advertising, unless otherwise authorized by AdviseHub.

Essentially, you may only contribute content that complies with the law and AdviseHub's Terms of Use.

11. Payments and Transactions

AdviseHub currently does not charge for contributions, access, connections to experts, or any other use of the Website. AdviseHub's policy for payments and transactions has no affect on the transactions between Users and Experts.

Essentially, use of AdviseHub is free, for now.

12. Hyperlinks

This Website and some of the articles on this Website contain links to other resources and businesses on the internet. Those links are provided as citations and aids to help you identify and locate other Internet resources that may be of interest, and are not intended to state or imply that AdviseHub sponsors, is affiliated or associated with, or is legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links.

Essentially, we claim no responsibility or ownership for links to external websites.

13. Advertisements and Promotions

Company may run advertisements and promotions from third parties on the Website. Your business dealings or correspondence with, or participation in promotions of, advertisers other than Company, and any terms, conditions, warranties or representations associated with such dealings, are solely between you and such third party. Company is not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such non-Company advertisers on the Site.

Essentially, we aren't responsible for your dealings with companies that advertise on AdviseHub.

14. Disclaimer of Warranties

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our Website for any reconstruction of any lost data. WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.


YOUR USE OF THE WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.


THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Essentially, we aren't responsible for any damages incurred with regard to your use of AdviseHub.

15. Limitation of Liability

IN NO EVENT WILL THE COMPANY, ITS AFFILIATES OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE.


THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Essentially, we're trying to limit any legal liability we might have to you.

16. Indemnification

You agree to defend, indemnify and hold harmless the Company, its affiliates, licensors and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of the Website, including, but not limited to, your User Contributions, any use of the Website's content, services and products other than as expressly authorized in these Terms of Use or your use of any information obtained from the Website.

Essentially, you will pay us for any losses you cause by violating the rules of AdviseHub.

17. Governing Law and Jurisdiction

All matters relating to the Website and these Terms of Use and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of California without giving effect to any choice or conflict of law provision or rule (whether of the State of California or any other jurisdiction).


Any legal suit, action or proceeding arising out of, or related to, these Terms of Use or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of California and County of Santa Clara although we retain the right to bring any suit, action or proceeding against you for breach of these Terms of Use in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Essentially, California law governs this agreement.

18. Dispute Resolution

AdviseHub will not work to resolve any disputes between a User and a Expert and is not responsible for disputes, claims, losses, injuries or damage of any kind that might arise out of or relate to conduct of Experts or Users. In exchange for the privilege of accessing the Website, you further agree to release AdviseHub from any claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with any dispute you have with one or more Participating Attorneys or Consumers. If you are a California resident, you waive California Civil Code Section 1542, which says: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor."

Essentially, we aren't responsible for any disputes you have with Users or Experts of AdviseHub.

19. Waiver and Severability

No waiver of by the Company of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.


If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

Essentially, we may still enforce provisions of this agreement even if we didn't in the past. If a court strikes down a provision, the rest of the provisions still apply.

20. Entire Agreement

The Terms of Use and our Privacy Policy constitute the sole and entire agreement between you and AdviseHub with respect to the Website and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, with respect to the Website.

Essentially, only the Terms of Use governs your agreement with AdviseHub.